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PRACTICE AREAS

INSURANCE BAD FAITH

"Bad Faith" is a term describing blatantly unfair conduct that exceeds mere negligence by an insurance company.  For example, a bad faith claim may arise if an auto liability insurer arbitrarily refuses to settle a claim within policy limits, where an insured's liability is incontrovertible.  Bad faith damages, also known as extracontractual damages, are often substantial.  They frequently exceed the limits of the insurance policy that is the subject of the claim.

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TED COLQUETT

INSURANCE FRAUD AND COVERAGE

"Fraud" is deception or artifice used to cheat or intentionally mislead.  This is closely related to misrepresentation and concealment.  Proof of fraudulent acts by an insured in procuring insurance may lead to a denial of coverage and voiding of the policy by the insurer.  As a loss exposure, certain types of fraud can be insured by a commercial crime insurance policy.

BAR ADMISSIONS

Admitted Alabama State Bar

Admitted United States District Courts in Alabama

Admitted 11th Circuit United States Court of Appeals

Admitted United States Supreme Court

PROFESSIONAL DESIGNATIONS

CCP: Certified Claims Professional in EC Claims

ACP: Advanced Claims Professional

CLMP: Certified Litigation Management Professional

THE CLM, A MEMBER OF THE INSTITUTES 2009-2020

Insurance "coverage" refers to the amount of risk or liability that is covered for an individual or entity by way of insurance services.  The most common types of insurance coverage include auto insurance, life insurance, and homeowners insurance.  Coverage litigation concerns whether a particular occurrence or accident is legally covered by a given insurance policy.

COVID-19 LITIGATION

COVID-19 is one of many types of human coronaviruses that may cause mild upper-respiratory tract illnesses.  This particular illness spread throughout the world beginning in 2019. Insurance claims seeking coverage for damages as a result of the virus have been made under many different lines of insurance including, for example, commercial property, workers compensation, commercial liability, event cancellation, and travel insurance.

CIVIL LITIGATION

Civil litigation is the process in which civil matters are resolved in a court of law.  Civil matters can be described as situations dealing with relationships between people or a contract dispute between corporations.  Rather than a case being a person versus the government, as in a criminal matter, civil cases are an individual or business filing suit against another individual or business. 

We represent individuals and businesses in a wide variety of litigation disputes including personal injuries, contract law, employment issues, auto and commercial motor vehicle accidents, construction defects, product defects, and premises liability.

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National Chair, Extra-Contractual Claims Committee

National Chair, Annual New York EC Conference

National Dean, School of Extra-Contractual Claims

Instructor, National Claims College

Speaker, National Annual Conferences

Speaker, National EC Committee Claims Conferences

Speaker, Live Standards Training

SPEAKING ENGAGEMENTS

The CLM, a Member of the Institutes

ACI National Symposiums on Bad Faith Litigation

ACI National Symposium Controlling Litigation Costs

ABA Tort & Insurance Section Annual Conference

CEU Institute Programs

CLM Webinar: Institutional Bad Faith

CLM Webinar: Issues in COVID-19 Insurance Claims

Society of Claim Law Associates Annual Conference

Windstorm Insurance Network Annual Conference

Claims Magazine Annual ACE Conference

National Business Institute Seminars

University of Alabama Law School CLE

PUBLICATIONS

Alabama Uninsured/Underinsured Motorist Law

Avoiding Bad Faith: The Insured in the Claims Process

Medical Fraud and Abuse for the Claims Professional

Comprehensive Alabama Law Summary

Bad Faith and UM/UIM

Insurance Ethics in Settling Personal Injury Claims

The Soft Tissue Injury Case: Defense Strategies

Changes in Liability Limits/Mandatory Coverage

Uninsured/Underinsured Motorist Coverage Issues

Cooperation in Non-Standard Insurance Relationships

Strategies in Commercial Motor Vehicle Litigation 

Building Damage Issues in Windstorm Events

Engineering Firms and Outcome-Oriented Reports

Bad Faith and the Expert: Disarming the Bomb

EDUCATION

Auburn University

Samford University Cumberland School of Law

Litigation Management Institute Columbia Law School

CLM National Claims College